Property Insurance

Have you been able to lower your property insurance rates for the smoke-free properties, since they are now nonsmoking? If so, can you share which company is providing it?

There are a few companies nationwide that are starting to offer credits for smoke-free policies.  One example is Capital Insuance Group in the Western US: I have also heard of managers being able to negotiate lower prices with their current company by having a smoke-free policy.

The Lansing Housing Commission's Insurance rates have been positively affected as a result of our decision to implement a Smoke Free Policy.  I can not quote an exact amount of savings because of the many factors which go into insurance rate decisions.  However, this is a rating factor.